Ways To Get Insurance

Auto Insurance — Other Ways to Save Money

The best way to start saving money on a new policy for your auto insurance is to manage your deductible. The higher the amount the less your monthly auto insurance payment. The higher amount will transfer the burden to you, however, if you have an accident involving small repairs to your vehicle.

Another way to save money on your auto insurance is to check if you qualify for auto insurance discounts such as:

• Multiple Policies or commonly referred to as bundling your auto with your home, renter or condo insurance policy
• Multivehicle
• Newer vehicle
• Low mileage
• Safe driver
• Defensive driver
• Various vehicle safety features
• Good student
• Distant student
• Military

Discounts may vary by state.

These are some of the many ways you can save with netQuote. We’ll help guide you through the maze of car insurance quotes comparison. Once you have those policy offers in hand, we will help you understand what can increase and decrease your monthly premium.

It All Starts with Your Car

A large part of an insurance premium depends on the type of car you drive. Is it a Corvette? Lamborghini? Maybe a Ferrari? Or perhaps you drive a Chevy Volt? Each car will impact the base cost of your monthly insurance mainly for the replacement value of the vehicle. In fact, some states and auto insurance companies will not cover certain vehicles. Also, high theft risk cars cost more to cover as well. Hummers, for example, are more costly than other SUVs and one of the determining aspects is the Hummer is stolen more often than other models. Either way, your premium may be higher due to one of those situations. Since you probably won't be going out and buying a new car just to lower your auto insurance, it's good to know what else can affect the costs of a new policy.

Other Ways to Save Money on Insurance

The amount of coverage is another big factor in determining your premium. If you're comfortable with a high deductible and the possible out-of-pocket expenses that might occur, you can lower your premium. Similarly, lower liability limits can also decrease your premium. But always remember that means you may pay more in the long run. For more detailed information, check out all of the great resources that netQuote has to offer to help you understand your car insurance comparison.